Financial Empowerment Center

Need help managing or reducing your household debt? Want advice on how to build or restore your personal credit? Have a budget but need some specific tips on how to better save for your retirement?

The San Antonio Financial Empowerment Center counselors can help you:

  • Take control of your debt
  • Deal with debt collectors
  • Improve your credit
  • Build your savings
  • Create a budget
  • Find safe and affordable financial products

1 in 4 Americans has credit report errors. Let us help you make sure yours is right. Debt doesn't have to be overwhelming. Let us help you negotiate and reduce your household debt. Saving just $3 a day adds up to over $1,000 in a year. Let us help you make a plan.

Question How much do these services cost?
  Answer Financial Empowerment Center services are always free.
Question How many times can I meet with a counselor?
  Answer As many times as you need.
Question What can a financial counselor help me with?

Repair your credit, create a savings plan, negotiate and pay off debt, open an affordable bank account...just to name a few!


The Neighborhood Place
3014 Rivas St.
San Antonio, TX 78228
Phone: (210) 431-4425
Daytime and evening appointments.

Learn More: English or Spanish

Client was a referral from Head Start Coordinator. Client’s ultimately goal was to own a home but wanted to repair her credit and have the debt collectors stop harassing her. The participant works full time at a local grocery store. She was being harassed by debt collectors requesting she pay. Participant was not saving. Participant had not started paying on student loans and was not sure what steps to take to start repaying. She also had a civil judgment against her.

The initial step was to send cease and desist letters to stop harassing calls in addition several validation letters were sent to get history on accounts. We also discussed alternatives to her banking situation due to civil judgment. We discussed options for her to begin to save and alternatives to increasing her credit score. Reviewed and explained credit report and score. We made contact with student loan servicer to discuss options for her to begin to repay on loans.

Client now owns her own home. She has managed to continue to save and have her own bank account. She is on an Income Base Repayment plan for her student loans. She is very happy about the progress made to reduce debt, increase her credit score and own her own home. The civil judgment against her was released.

Participant was super grateful and insists on taking me to lunch and states “I cannot repay you for what you have done for me and my family, you don’t know what this means to me! I didn’t think I would be able to own my own home”